Obama Dividend,Housing 2 for 1 Splits

It is NOT News to declare the jobless recovery a Failure, but in my daily efforts to earn my living some observations give me pause. Watching the Real Estate markets from a 1-4 Family Property Management perspective is providing evidence that Serious Damage to the American Dream has been inflicted by Politician and Social Engineer wonks. I wish for it to be other than Fatal, but I won't make that call here and stick with Serious. I have not performed the research to provide supporting numbers of affected households, this is a bad feeling in my stomach based on recent market observations and client encounters. The 2 for 1 Splits in Family Units ARE  absorbing Real Estate inventory-albeit at enormous costs, emotional and financial.

Economic Marital Strife

The root of all human (relationship) pain is "unrealistic expectations", but that is a writing for another audience. The number one cause of troubled marriages today may be the ability to cope with Financial Stress. The fears of insecurity from job loss and underemployment being compounded by a Loss of Value of the single biggest purchase -owner occupied housing- are a recipe for Irreconcilable Differences in too many families I encounter today.

Can't Afford the 1, Lets Have 2...

So we have a Family Unit, that feels it can not afford the lifestyle (and Pressures) of remaining a SINGLE family unit becoming broken in TWO.

Whether Mom stays, and Dad goes to Rent -or- House is vacated and Mom and Dad go to Rent, You have to be emotionally immersed to deny obvious logic failure in this prescription. The air May Feel different at first, but it will be a very rare case when ANYONE'S Lifestyle is improved by this maneuver. [Disclaimer: I do not condone Marriage as excuse for Abusive relationships, and such are not to be tolerated, on pain of ultimate Marital Exit Clause.]

Renters Tax...

We have Bankruptcy and Under-Employed folks that can not Qualify [with a reasonably steady Job] for a Loan Modification [Rates Only even] that are Splitting households in two PLUS Paying the Renters Tax.

Using local market numbers, I estimate that Renters Tax for a medium sized home to be on the order of 1/3 (33%) more expensive than owning the home. Even if both downsize, with Mom or Dad taking unequal size demotion, the Housing Costs can easily increase 2x for the two home family. Factoring in Utilities increases I calculate housing component can then represent 205% of the NEW household Budget.

Hitting Total...
On this "2 for 1 SPLIT" decision, the Winners are clearly the Investment Property Owners, which are creating Wealth for their family. Note to Suzie spreading the lie on CNBC and hat-tip Robert Kiyosaki, Owner Occupied Real Property is an Expense, NOT an investment!

This investor wealth may help save or create Handy-Man jobs, but does not produce meaningful product with the Depreciating Assets (Rental Housing), and hence yields a Net-Negative Economic Impact.

Unable to Print Dollars like the Federal Reserve does for the U.S. Treasury, the newly minted  two-house Family must re-prioritize expenditures of their available Income, adjusting for the increased Housing Burden component. This is no doubt Job Killing, as discretionary spending is reduced by 25% as percentage of the Original Family Unit income. Look at the Types of Business failures in your neighborhood.

My Sincere Condolences

To all of the Family's affected by this Economy that is -I argue- the result of 100yrs of Sociopolitical Engineering and Government Iniquity, including Sanctioned Ponzi's; Debilitating Regulatory regimes; Fiscal Resource Confiscation; Markets Denial of access to Public Resources,  i offer my sincerest condolences.

To everyone else, expect the RENTAL Market to remain on fire for 10 to 20 years...when liberal intellectuals look back on "Progress" they fail to identify the Failure or embrace hard earned credit thereof. This contribution to continued economic malaise must be reversed, purge elected officials Round -2-, November 2012

I digress, for the Congressional Racist Caucus

Once more into the Mailbag for this timely message...on the FREE SHIT.

Why would a DemocRAT engage in Class Warfare?
Ignore the Congressional Racist Caucus, the answer is here:

The folks who are getting the free shit, don't like the folks who are
paying for the free shit, Because

The folks who are paying for the free shit, can no longer afford to pay for both the free shit and their own shit,

And,
The folks who are paying for the free shit, want the free shit to stop.
And the folks who are getting the free shit, want even more free shit on top of the free shit they are already getting!

Now...
The people who are forcing the people who Pay for the free shit, have told the people who are RECEIVING the free shit, that the people who are PAYING for the free shit, are being mean, prejudiced, and racist.

So...
The people who are GETTING the free shit, have been convinced they need to hate the people who are paying for the free shit, by the people who are forcing some people to pay for their free shit, and giving them the free shit in the first place.

WE have let the free shit giving go on for so long that there are now more people getting free shit than paying for the free shit.

Now understand this. Even the greatest Republic can commit financial
suicide less than 250 years after being founded.

The Method?
Community Organizers figured out they could vote themselves money from the
treasury by electing people who promised to give them money from the treasury in exchange for electing them.

The United States officially became a Republic in 1776, 231 years ago. The number of people now getting free shit outnumbers the people paying for the free shit.

We have one chance to change that in 2012. Failure to change can end of the United States as we know it.

ELECTION 2012 IS COMING
Take a Stand For The Stand!

A Brief Mission Checklist
Obama & Associated RATS : Gone!
Borders : Closed!
Culture : Constitution, and the Bill of Rights!
Drug Free[bies] : Mandatory Drug Screening before Welfare!
CEASE freebies to: Non-Citizens! -including State Department Aid-

We the people must Rally the POLLS!

Ode to Obama, by the Real Donald Trump

Perhaps the Donald did Pen this, or maybe Not, but it is worthy of his saavy and until I can confirm or deny...someone must get the Credit.

The EMAIL said it was Obamacare Analysis, but I think of it more as a Reminder of the Achievements of Stretch Pelosi, Fetch TheVotes Reid, and Zero competence hisself President Barack Millhouse Obama.

"Obama Care Explained" Let me get this straight . . . ... We're going to be "gifted" with a health care Plan we are forced to purchase and fined if we don't, Which purportedly covers at least ten million more people, without adding a single new doctor, but provides for 16,000 new IRS agents, written by a committee whose chairman says he doesn't understand it, passed by a Congress that didn't read it but exempted themselves from it, and signed by a President who smokes, with funding administered by a treasury chief who didn't pay his taxes, for which we'll be taxed for four years before any benefits take effect, by a government which has already bankrupted Social Security and Medicare, all to be overseen by a surgeon general who is obese, and financed by a country that's broke!!!!! 'What the hell could possibly go wrong?

On this Tee-Party Downgrade Monday, take time to reflect on the courageous among us willing to give their all for our Freedom.

And VOW to Keep the Republic safe from internal enemies.

Author Unknown - Age of Insanity

And  it came to pass in the Age of Insanity that the  people of the land called America , having  lost their morals, their initiative, and  their will to defend their liberties, chose  as their Supreme Leader that person known as  "The One." He  emerged from the vapors with a message that had  no meaning; but He hypnotized the people  telling them, "I am sent to save you, from yourselves."  My  lack of experience, my questionable ethics,  my monstrous ego, and my association with evil doers are of no consequence.  I shall save you with Hope and Change.  "Go, therefore, and proclaim throughout the land that he who  preceded me is evil, that he has defiled  the nation, and  that all he has built must be destroyed."   And the  people rejoiced, for even though they knew not what "The One" would do, he had  promised that it was good; and they believed.   And "The One" said " We live in the greatest  country in the world.  Help me change everything  about it!"  And the people said, "Hallelujah!  Change is good!"   Then he said, "We are  going to tax the rich fat-cats."  And the people  said "Sock it to them!"  "And redistribute their  wealth." And the people said, "Show us the  money!"  And the he said, "Redistribution of  wealth is good for everybody..." And Joe the  plumber asked, "Are you kidding me? You're  going to steal my money and give it to the  deadbeats??"  And "The One" ridiculed and  taunted him, and Joe's personal records  were hacked and publicized. One lone reporter  asked, "Isn't that Marxist policy?"  And she was banished from the Kingdom's press corps. Then a citizen asked,  "With no foreign relations experience  and having zero military experience or  knowledge, how will you deal with radical  terrorists?"  And "The One" said, "Simple. I  shall sit with them and talk with them and  show them how nice we really are; and  they will forget that they ever wanted to  kill us all!"  And the people Said,  "Hallelujah!! We are safe at last, and we can  beat our weapons into free cars for the people!" Then "The One" said "I  shall give 95% of you lower taxes." And  one, lone voice said, "But 40% of us don't  pay ANY taxes."  So "The One" said, "Then I  shall give you some of the taxes the fat-cats  pay!" And the people said, "Hallelujah! Show  us the  money!" Then  "The One" said, "I shall tax your Capital  Gains when you  sell your homes!" And the people yawned and the  slumping housing market collapsed. And He said. "I  shall mandate employer-funded health care for every  worker and raise the minimum wage. And I shall give  every person unlimited healthcare and medicine and  transportation to the clinics." And the people said,  "Give me some of that!"  Then he said, "I shall  penalize employers who ship jobs overseas."    And the people said, "Where's my rebate  check?" Then  "The One" said, "I shall bankrupt the coal industry  and electricity rates will skyrocket!"  And the  people said, "Coal is dirty,  coal is evil, no more coal!  But we don't care for that part about higher electric rates."  So "The  One" said, "not to worry. If your rebate isn't  enough to cover your expenses, we shall bail you  out.   Just sign up with the ACORN and your troubles are over!" Then He  said, "Illegal immigrants feel scorned and  slighted.. Let's grant them amnesty, Social  Security, free education, free lunches, free medical  care, bi-lingual signs and guaranteed housing."  And  the people said, "Hallelujah!" and they made him king! And  so it came to pass that employers, facing spiraling costs  and ever-higher taxes, raised their prices and laid off  workers. Others simply gave up and went out of business  and the economy sank like unto a rock dropped from a cliff.   The banking industry was destroyed.  Manufacturing slowed to a crawl.  And more of the people were  without a means of support. Then "The One"  said, "I am the 'the Chosen One'- The Messiah - and I'm here  to save you! We shall just print more money so everyone will have enough!"  But our foreign trading partners said unto  Him. "Wait a minute. Your dollar is not worth a pile of  camel dung! You will have to pay more..."  And "The One" said,  "Wait a minute. That is not fair!" And the New World Order said, "Neither are these other idiotic programs you have  embraced. Lo, you have become a Socialist  state and a second-rate power."  "Now you shall play by our rules!" And the people cried out, "Alas, alas!! What have we done?" But  yea verily, it was too late. The people set upon The One and spat upon him and stoned him in the POLLING PLACES, and his name was dung.  And the  once mighty nation was no more; and the once proud people  were without sustenance or shelter or hope. And the Change  "The One" had given them was as like unto a poison that had  destroyed them and like a whirlwind that consumed all that  they had built. And  the people beat their chests in despair and cried out in  anguish, "give us back our nation and our pride and our hope!"  But it was too late, and their homeland was no more. You  may think this a fairy tale, but it's not. It's happening  RIGHT NOW. Reject the notion that MORE WASTED TAX DOLLARS is the Solution to ANYTHING! THIS  really tells it like it is.  After reading it -- and  before you go into the bathroom to throw-up -- forward it to  your friends and those you know who care about our country  and what is happening to it under the rule of Commissar  Obamanation. The day we lose our will  to fight is the day we lose our  freedom.   GOD BLESS   AMERICA [ps. If you wrote this please write so I can attribute Name & Town]

Trump is Not Perot Again?

A pair of items today caused a moment of reflection as WE approach the 2012 election cycle. First was the Today Show Interview of Donald Trump by Meredith Viera [Must See TV] and the second was the thoughtful Comment to a Forbes Blog Article on Trump's Left-Leaning Donations, apparently aimed at preemptively striking conservative support for a Trump Presidential bid.

I am delighted by the former, as The Donald is able to break through the Left Wing Media Apparatus to call things out and can help focus the debate where WE need it. 

I am concerned by the Latter, as so FEW facts are employed to create a deceptive (IMHO) picture of Donald Trump's activities when he was clearly focused on Real Estate Development. [I challenge you to be successful with Real Estate Development in New York & Chicago with only GOP donations] I don't know if Brendan Coffey is Left-Wing or Right-Wing leaning his-self, but the tactic is as employed by radical organizers and counter productive to U.S.

Shutting down a Trump bid at this stage helps only Incumbents at all levels, and I plan to encourage open debate about the Real State of The Union, in lieu of allowing the Progressive Propaganda Outlets to run unabated. The Just-like-Perot discount tactic will be employed should Donald Trump or any other Non-Establishment Candidate enter the ring, and WE need to be prepared to support the most principled and fiscally responsible officeholders that we can elect.  In the interim lets encourage truthful analysis to permeate the Media outlets.

I would encourage you to read and ponder the Comment Posted by Tedinpdx, pasted here in it's entirety. Perot is Not Trump, and America can't tolerate Obama Ver 2.0

In this just completed decade, we have watched the selection process for President deteriorate to the point where it is almost identical to the one we use to select “The American Idol” or the winner of “Dancing with the Stars”. When a person like Sarah Palin shows up at the top of a poll showing Republican’s preferences for presidential candidates, it raises fundamental questions as to the viability of our entire political process. For even more devastating evidence, look no further than the current disaster-in-progress which is the Obama administration.

When I heard that Donald Trump was seriously considering running, I was skeptical, and I still am. I know whereof I speak: in 1992, I and a group of other civic-minded folks in my home state of Oregon organized the Perot ballot initiative which put Ross Perot on the ballot in Oregon as a presidential candidate. As chairperson of that group, I had occasion to meet Perot and participate in a meeting he held in Dallas of all the state campaign chairpersons. What I discovered was a man [Ross Perot] singularly un-suited to participating in the political process, and by temperament, one who’s totalitarian instincts might have created serious problems for this nation had he been elected.

At the time, those of us who got behind Perot (in February of 1992) were motivated by his apparent commitment to forcing government to live within it’s means, and a hypothetical belief that his success in business would translate into success as President, particularly given the issue that mattered most to us, ie: elimination of deficit spending by the federal government. To say that we guessed wrong is an understatement, given the actual outcome of our initiative. But even with the benefit of that negative first-hand experience betting on success in business as a predictor of success as a political leader, I’m not prepared to write-off Donald Trump’s potential to provide the leadership this country desperately needs here and now.

In terms of “apparent temperament” and political skill, Barrack Obama is an obvious prodigy. However, in substance, based on the empirical evidence of his conduct once elected, I would classify his election as the most egregious mistake ever made by the American electorate (and BTW, I voted for him), and a man who’s radical political ideology and extreme narcissism, pose a clear and present danger to the immediate future of this country. The damage Obama has done in just two years to this country is hard to comprehend. We may need someone as decisive, and with a deep intuitive understanding of the necessity to restore our free-market economy, that Mr. Trump might well be uniquely qualified to deliver. Therefore I plan to wait and see if he can navigate the gauntlet of our dysfunctional and profoundly corrupt political process, and make the case that he might be our best hope of fixing it.

Three Little Perps, Is FUNDING Obamacare illegal?

Misappropriation :"The misappropriation of funds is stealing money or other property that was entrusted to the perpetrator but is owned by someone else, who is the victim."

"Misappropriation is a felony crime punishable by imprisonment."

Whether by Miscommunication or Intentional Non-Consensual Regulation, what began as a sales pitch to make Health Care more available and affordable for the American people, emerged as a healthcare industry hijacking by bureaucrats which have far reaching impacts on Economy and Liberty of the average American.

WE THE PEOPLE of the United States of America made clear, through Peaceful Assembly and Speech, OUR understanding that President Obama's Government Takeover of the Healthcare System was not Constitutionally allowed. The U.S. Congress and U.S. Senate proceeded with a Bill that in no way matched the Advertising for it, even attempting to cast the SPENDING AUTHORIZATIONS in LAW.

Misappropriation & Fraud or Grand Theft & Larceny? - I's A Toss-Up for me, follow the money. Since the Obamacare passage, in the dark of night and arguably against the Rule of LAW requiring that appropriations Bills Originate in the U.S. House of Representatives, a growing number of State Governments are paying Legal Appeals and Waivers diverting needed capital resources to fighting this unlawful Act.

The law, according to Vinson, was "outside Congress' Commerce Clause power and it cannot be otherwise authorized by an assertion of power under the Necessary and Proper Clause," the Wall Street Journal reported.

While it's a small - and perhaps one of the most controversial parts of the legislation -the clause makes the entire law void, according to Vinson. -from USNEWS

Since the first official ruling, acknowledging that WE THE PEOPLE were correct in our assessment of this far reaching legislation the misappropriations continue, quietly in contempt of the court ruling the Dept. of Justice is now aiding and abetting the Felonious Act by postponing the inevitable outcome.

The 1000+ waivers "GRANTED" by the supreme Federal Bureaucrats, at Dept Health & Human Services and February shift in policy direction towards the States directing Obamacare were proof that the Administration recognizes the LAW is not going to pass Constitutional Muster.

There is little doubt NOW, that Obamacare will be declared Void. (Hat Tip to Debbie at Eastern Orlando TeaParty) The precedent is deep enough, most recent support being a ruling that was suppressed by the Liberal Media in 1997. The State of Montana shut down the Federal desire to enforce the Clinton Era "Brady Bill" using Chief Law Enforcement Officers of the individual States.

Printz v. United States (95-1478), 521 U.S. 898 (1997)


WE all know the Bill is illegal, and has been declared VOID by the first Judge to hear the case, yet the Executive & Legislative Branches of Government continue to misappropriate funds to develop 150+ new wasteful departments.

The Gig is Up, The THEFT MUST STOP

AT WHAT POINT did this Federal Spending become Felonious Missapropriation is the first question I have for the Ethics Committees.

The second question is Whom should be impeached for this travesty of Justice? Is it enough to include the original perpetrators: President Obama, Senator Reid, Representative Pelosi, that implemented the permanent misappropriations?

SHOULD WE include Speaker Boehner for Continuing the Misappropriations by his fidelity to Rules the perps would not abide through Continuing Resolutions began by the Three Little Perps?

Having recognized his complicity, and atoned by cessation through the 2012 Budget Process, I would reward Speaker Boehner for his fidelity to Law.

Tsunami: Learning the RIGHT Lessons

May God with all his Might and Grace, comfort those that have suffered the Loss of Loved ones, and strengthen the survivors rebuilding after the recent tsunami in Japan. Through natural disaster Humans re-learn to become enthusiastic about life, and often rebalance the stuff:relationships scales in the recovery period.

The Left Oriented Media, literally & emotionally thousands of miles away, is quick to help us identify the Lessons that support the ideology and Worldview they deem correct, while completely ignoring Lessons that challenge other positions. While focused on Fear, Uncertainty, and Doubts about the safety of Nuclear Power in the excitement of a non-standard F&D plant shut down, the media completely ignore the longer term impacts of flooding the plant with seawater destroying all future generating capacity for the plant.

Some of these impacts are local to Japan, as excerpted from a Bloomberg article on Sony shuts more plants from supply chain interruptions.

A recession is “almost certain,” according to Mizuho Securities Co.

“Companies’ production and people’s consumption will be stuck in an abnormal state at least for the next six months,” said Naoki Iizuka, a senior economist at Mizuho Financial Group Inc. in Tokyo. “The electricity shortage will continue to hamper economic activity.”

Some impacts will be Global. The Nuclear Reactor is for practical purposes the harnessing of the Sun, right here on earth. An obvious question following dramatic withdrawal of significant Electrical Generation in Japan is if the chicken little's win their way...What Will Replace this source? New Gas Turbine or Coal Fired plants? 

In the Western United States we have seen a fraction of this type of impact in the California boom years. Rather than build Nuclear Generation capability, the "Environmentally Conscious" experts began building Natural Gas Turbine Generation. This of course has driven up the cost of home heating for those in fly-over country that prefer not to e waste Electricity trying to accomplish a task in which GAS is much more efficient. Of course they won't think of converting an internal combustion engine to natural gas capable, eliminating the wasteful transmission and recharging penalties.

In typical Government Efficiency, the idea that WE urgently need an ALL-Of-The-Above energy policy is now FOUR YEARS in discussion and no closer to reality. Adding insult to injury, we have the Depts like EPA and Interior (and others) working to starve the private sector of the Energy to recover, while spending records amounts digging us deeper into debt.

To make a long story short, the most important lesson for our officeholders in Washington may be that the need for Energy Independence is second only to Human Enthusiasm, IF a vibrant economy is the mission objective. Currently thanks largely to Career Politicians arrogance and greed, the United States of America is running low on both of these critical elements.

My message to the peoples house is as follows. Life is short, and you don't know when it will end. Real or as affected by Gov't, The Energy shortage will continue to hamper economic activity and until you get bureaucratic boots off our necks there is no recovery, only risk of deeper recession.